Apply with your order
Upload your confirmed PSU or OEM purchase order, your raw material BoM, and basic company KYC. Takes 15 minutes.
Order-Backed Raw Material Financing
You won the tender. Now finance the raw material.
Metal Capital funds raw material purchases against your confirmed PSU and OEM orders. Preserve your working capital. Scale execution without cash flow stress.
No collateral beyond your order. No multi-month approval cycles.
Up to 70%
Of order value financed
5 to 7 days
From application to disbursal
0 EMI lock-in
Repayment tied to order completion
HOW IT WORKS
From confirmed order to disbursed funds, in three steps.
No multi-month bank approvals. No collateral demands. Your order is the security.
Approval in 2 to 3 days
Our team verifies the order, runs underwriting on your buyer, and confirms the financing terms. No surprise paperwork.
Disbursal directly to your supplier
Funds go straight to your raw material vendor. You execute the order. Repayment kicks in only after delivery.
Module 01 · Finance
Finance raw material against confirmed orders.
You don't pay anything until the order is delivered. Up to 70% of the order value is funded directly to your supplier, against the confirmed PSU or OEM order in hand.
- Up to 70% of order value financed
- Order is the collateral. No personal guarantees demanded.
- Funds disbursed directly to your raw material vendor
- Repayment from buyer payment cycle, not your reserves
metalcapital.qistonpe.com/application/A-2419
- Confirmed Order · NTPC, ₹1.2 Cr
- Raw Material BoM · ₹72 L
- Financing approved · ₹72 L (70%)
70%
Disbursed to Bharat Steel Industries on 12 May 2026.
Module 02 · Preserve cash
Preserve working capital for the things only you can do.
Most MSMEs lock 60 to 70% of their reserves in raw material between order win and buyer payment. Metal Capital frees that cash, so it stays available for labour, machinery, and the next tender's EMD.
- No upfront lock-up of your own working capital
- Free your reserves for payroll, EMD, and machinery
- Take on more orders without waiting for the previous one to clear
- Avoid the trap of one delayed PSU payment blocking three open bids
metalcapital.qistonpe.com/dashboard
- Working capital freed
₹72 L
Available for next bid's EMD, payroll, or new orders.
- EMD ready for next bid
- Payroll funded for May
Module 03 · Scale
Scale execution without cash flow stress.
When you don't have to choose between accepting an order and managing existing ones, you take more orders. Metal Capital removes the cash-flow ceiling that most MSMEs hit at ₹5 to 10 Cr in annual revenue.
- Take on more PSU orders in parallel
- Bid for larger contracts without buyer-payment-cycle anxiety
- No EMI obligations during the order execution window
- Repay only after the PSU buyer pays you
metalcapital.qistonpe.com/orders/active
- NTPC · Transformer supply · In execution
- BHEL · CNC parts · In execution
- Railways · Brackets · Approved, disbursing
3 active orders
None blocked by upstream cash flow.
WHO QUALIFIES
Built for MSMEs supplying to PSUs and OEMs.
If you have a confirmed order in hand, you likely qualify. The order does most of the underwriting.
Indian MSME registered under UDYAM
Manufacturers in power, railways, heavy engineering, defence ancillary, steel and metals, or public works.
Confirmed PSU or OEM purchase order
NTPC, BHEL, Indian Railways, ONGC, Defence PSUs, or any verified OEM buyer. The order is the security.
2+ years of operating history
GST returns and a basic audited balance sheet. We don't expect Series-A-style financials, but we need a track record.
Clean banking history
No active default with any bank or NBFC in the last 12 months. We do a CIBIL / Experian check, not a credit score gate.
THE SHIFT
Before and after Metal Capital.
Without order-backed financing
- 60 to 70% of reserves locked in raw material
- Take fewer orders to manage cash flow
- One delayed PSU payment blocks three open bids
- Bank loans demand collateral beyond the order
- Approval cycles run 30 to 90 days, often too late
With Metal Capital
- Up to 70% of order value funded against the order
- Take parallel orders without working-capital stress
- Buyer payment delay does not cripple your next bid
- The confirmed order itself is the security
- 5 to 7 days from application to vendor disbursal
TWO PRODUCTS, ONE OUTCOME
Win the tender. Execute the order.
OpportunityX wins you the work. Metal Capital funds the work. Use them together, or use either one alone.
OpportunityX
AI tender platform. Find, qualify, and bid 3 to 5 times more PSU tenders.
Metal Capital
Order-backed financing. Up to 70% of order value, against your confirmed orders.
Win More. Execute Better. Grow Faster.
Have a confirmed order? Let's fund the raw material.
Apply in 15 minutes. Approval in 2 to 3 days. Funds disbursed directly to your supplier.
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